DUBAI, UAE – The UAE’s banking industry has now firmly established itself as the region’s biggest and strongest financial hub. According to the latest report released by the UAE Central Bank (CBUAE), gross banking assets have risen to an all-time high of Dh5.47 trillion ($1.49 trillion) as of February 2026.
Such tremendous growth of 1.1% within just one month is coming together with an “Resilience Package,” introduced by the CBUAE in anticipation of the impact that international market changes may have on the country’s financial stability.
The Dh5.47 Trillion Milestone: Key Figures
The growth in asset base is an indication of an increasingly mature economy with adequate liquidity levels and high investor confidence.
- Asset Growth: The total assets grew from Dh5.34 trillion at the end of December 2025 to Dh5.47 trillion at the end of February 2026.
- Growth in Credit: Gross credit rose by 1.2% to Dh2.63 trillion with the growth being attributed mainly to the increase in domestic credit to both private and GREs.
- Deposit Levels: The bank deposit base rose to Dh3.4 trillion with a 5.3% rise in personal deposits showing investor confidence in the banking sector.
The “Resilience Drive”: Fortifying the Financial Front
In tandem with these record-breaking figures, the CBUAE has introduced a comprehensive Financial Institution Resilience Package. This strategic move ensures that UAE banks remain liquid, capitalized, and ready to support the national economy regardless of international economic climates.
The Resilience Toolkit includes:
- Flexibility of Liquidity: Banks can now have access to up to 30% of their liquidity buffer requirement, creating enormous flexibility in funding.
- Buffer of Capital: The relaxation of the CCyB will enable banks to continue lending to business organizations and individuals without facing any burden from the regulators.
- Strength of Foreign Assets: The foreign assets of the CBUAE itself have now surpassed Dh1.08 trillion, giving a “bullet-proof” protection to the Dirham and its monetary base.
DXB-VIP Insight: What This Means for the Elite Investor
For the high-net-worth community in Dubai, these figures are more than just numbers — they represent a Safe Haven. As the UAE’s banking assets hit record highs, the region continues to pull ahead as a global “VIP” hub for capital.
The stability of the banking sector ensures that property investments, business ventures, and luxury assets remain backed by one of the most secure financial infrastructures on the planet.